A bank account that stays open
Proof you're compliant — so your account and POS don't get caught in the new tax net.
Proof of compliance · made for Nigeria
Compliant —
and able to prove it.
Upload your bank statement. Fiscus works out what you owe — often nothing — prepares your return, and gives you a clean, law-traced record you can bank on. You file it on REV360; no accountant, nothing behind your back.
Join the waitlistBuilt on Nigeria's 2025 tax laws · by Creole AI Labs
For ordinary peopleFor the pros who guide themWithout fear
Why Fiscus
Nigeria rewrote its tax laws.
Fiscus makes them make sense.
Four new laws replaced over a dozen old ones in 2026 — and the net is real: accounts get frozen, while landlords, lenders and bigger buyers now ask to see you're compliant before they let you in. Fiscus reads your bank statement, works out what you owe with the law behind every figure, and gives you the proof you can show. It builds your return; you file it on REV360.
4new tax laws
12+old laws replaced
~40 mina year on tax
How it works
From your statement to filed,
in three steps.
01
Upload your statement
Send your bank statement — a PDF, CSV or Excel export. No bank login needed, and no third-party provider in the middle. We read every line and reconcile it to the kobo.
02
See your number — and the proof
Fiscus works out what you owe under the 2025 tax laws — often little or nothing — and shows the exact section behind every figure NTA §4. The number isn't the point; the cited, law-traced record is the proof you can show.
03
You file it yourself
Fiscus builds your complete return and shows the section behind every figure — then you submit it on the NRS portal (REV360). It can't file on your behalf, and never would behind your back.
Step 02 — up close
Every figure opens
to the law behind it.
Fiscus works out what you owe from your bank statement — then shows its work. Tap the § on any line to read the exact law behind it. Nothing hidden, no black box.
Built from the statement you upload · cited to the law · you tap file.
Your tax this yearworked out from your bank statement
Read straight from the statement you upload — every line reconciled to the kobo against your running balance. No bank login needed, and no outside provider in the middle.
Nigeria Tax Act 2025 · Fourth Schedule. The first ₦800,000 of annual income is taxed at 0% under the new law.
Read the full section →Income climbs through rising bands — 0%, then 15%, 18%, 21%, 23%, 25% — not the old flat guesswork. Each band cited to the law.
Read the full section →A cited estimate from your own statement — before any rent relief you claim, which lowers it further. You review and confirm it; nothing is filed behind your back.
Fiscus prepares it; you file it yourself on REV360 — we just remind you when it's due.
Who it's for
Whether it's just you —
or your whole business.
One calm system — whether you're a person with a single bank account, or a business with five.
Cleared
For individuals
Just you
Upload your bank statement. We sort your income and work out your personal tax, band by band — a calm clearance, not a scary form.
- Know Your Number
- Personal income tax, in plain language
- You file it yourself, in minutes
Filed
For businesses
Your business
Your books build themselves from the statements you upload. Every return is prepared, cited to the law, and handed to you to file.
- VAT · PAYE · company tax — to the kobo
- Audit-ready books, built in real time
- A reminder before every deadline
No accountant required. Nothing filed without you. Every figure traced to the law.
What it unlocks
Owing nothing isn't the finish line.
Being able to prove it is.
Compliance isn't a cost — it's the record that opens doors. Fiscus turns your statement into a clean, law-traced proof you can present.
Credit you can apply for
A clean, law-traced record you can take to a lender when you want a loan — on your terms.
Bigger customers & contracts
A Tax Clearance Certificate is what formal buyers, landlords and tenders ask for. Fiscus gets you the record that gets you there.
Inside Fiscus
One engine. Every number read,
computed, checked, and sourced.
These aren't parts you buy — they're how one Fiscus turns a bank statement into a number you can stand behind.
Reads your statement
Any Nigerian bank — PDF, CSV or Excel.
Works out the bank and format on its own, and reconciles every line to the kobo against your balance.
Computes by the law
Every tax, straight from the 2025 Acts.
Personal income, VAT, PAYE, company tax, withholding — deterministic maths, never a guess.
Checks it three ways
Three independent models, before you file.
When it's time to file, the return is checked three independent ways against the law — each one squared against the engine's own maths.
Traces every figure
Pinned to the exact section of the law.
Every number carries the section behind it and the date it was last verified. Tap the § and read it yourself.
The law, in the open
Don't take our word for it. Read the law.
Fiscus doesn't invent your tax. Every naira comes straight from Nigeria's new tax laws — here they are, free to read. There's even a new Tax Ombud — an independent office whose only job is to take your side if the tax office gets something wrong.
01
Nigeria Tax Act 2025
What you pay — one law that replaced over a dozen old ones.
Read it → 02Tax Administration Act 2025
How you file — the rules, deadlines and refunds.
Read it → 03Nigeria Revenue Service Act 2025
Who collects it — the NRS replaced FIRS.
Read it → 04Joint Revenue Board Act 2025
Who protects you — a Tax Tribunal for disputes, and a Tax Ombud who takes your side.
Read it →Useful — get your Tax ID · all four official gazettes
Your data stays yours
Built like a vault, not a startup.
Your own key.Your records are encrypted with a key tied to your organisation. We can't quietly read them, and neither can anyone else.
A record nobody can edit.Every action is written to a hash-chained audit log — tamper-evident, so nothing changes behind the scenes.
No middleman for your data.Today you simply upload your statement — no bank login to share. Your bank data never passes through an outside aggregator, and as we add direct, provider-free connections, it never will.
ENCRYPTED IN TRANSIT & AT REST · HANDLED UNDER NIGERIA'S NDPR
Straight answers
The questions everyone asks.
Do you file my taxes for me?
No — Fiscus can't file for you. It builds your complete return and shows the law behind every figure; you submit it yourself on the NRS portal (REV360). Under the 2025 self-assessment rules, the filing is always yours.
Do I still need this if I owe nothing?
Yes — that's the whole point. Owing nothing is good news, but you still have to prove it. The cited, law-traced record Fiscus prepares is what keeps your account open, and what landlords, lenders and bigger buyers ask to see.
Can Fiscus get me a loan?
No, and it never pretends to. Fiscus gives you a clean, law-traced record of where you stand. If you want a loan, you choose to show that record to a lender — it's yours, and you decide who ever sees it.
Do I need an accountant?
No. The 2025 laws let individuals and small businesses self-assess and file. An accountant is optional — for audits or complex cases — not a gate you must pay to pass.
Is the number exact, or an estimate?
A cited estimate worked out from your own statement and traced to the 2025 tax laws. It only goes down as you confirm items, and you always review it before anything is filed.
Is my data safe?
Your records are encrypted with your own key, every action is written to a tamper-evident audit log, and your bank data never passes through an outside provider.
Will the NRS accept it?
Every figure is computed from Nigeria's 2025 tax laws and points to the exact section behind it, so every return you file is traceable to the law and built to stand up to scrutiny.
What will it cost?
Less than a day of an accountant. Full pricing at launch.
Our charter
IVision
A Nigeria where every honest taxpayer, business or individual, can stand fully compliant and turn that standing into growth.
IIMission
To make tax compliance simple enough for everyday Nigerians to do themselves, and to give the professionals who guide them the reach to help far more people.
Be first
Know what you owe.
Be first to use it.
You're on the list.
We'll send you a WhatsApp the moment Fiscus opens.